Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

A 401(k) is not a defined benefit plan. Instead, it is classified as a defined contribution plan. It is an employer-sponsored retirement savings that allows employees to contribute a portion of their ...

Discover the CRPS certification, its role in retirement planning for businesses, exam details, benefits, and ongoing ...

Borrowing from your 401(k) might sound appealing when you need quick cash. After all, the typical 401(k) loan interest rate is low — usually the prime rate plus 1%, and you’re essentially paying ...

The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows. Learn how contributing the maximum can provide significant benefits for ...

President Donald Trump's executive order directing financial regulators to include alternative investments in retirement plans like 401(k) funds could change the makeup of Americans' investment ...