Ever wonder how much your money really earns just by sitting in the bank? That’s where annual percentage yield (APY) comes in. APY shows how much interest your money can earn in a year — and the ...

The average 36-month certificate of deposit currently promises an underwhelming 1.36%, according to the latest government data. But at some banks and credit unions, those fixed 3-year terms can ...

Savers are still seeing some of the best returns in years. Many high-yield savings accounts (HYSAs) are paying between 4.00% and 5.00% APY -- well above what big banks are offering. But that momentum ...

Bank of America's base savings rate is just 0.01%. High-yield savings accounts from our partners are paying as much as 4.40% APY. Switching could earn you hundreds of dollars more a year in interest.