Discover the most competitive auto loan rates available in 2025.

Auto refinance rates start below 4.00% for qualified borrowers.

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Auto Credit Express connects subprime and near-prime borrowers with car dealers and lenders that may be able to provide an auto loan. NerdWallet's auto loans content, including articles, reviews and ...

Eight years and four months of debt in exchange for something that you will likely lose 20% of value on before you get to ...

The average monthly payment for a new car hit about $760 in November, as the typical new-vehicle price surged past the ...

Edmunds’ Q4 2025 data on financed vehicle purchases shows: ...

Patrick Bayliss spent a quarter century as a dealer principal, buying, selling a number of dealerships. During those 25 years he also took note of what he calls a “pain point” for consumers. “The ...

Auto finance is a major profit center for U.S. auto dealerships. Dealers say they make much more on products like service contracts, and not so much on their share of the customer's interest rate.