He quickly backpedaled, though this time he said the checks would probably be sent out toward the end of the year – after earlier vowing to send them ahead of the 2026 midterm elections.

Depositing a check used to mean driving to a branch and waiting in line. With an online bank, it usually means taking two photos and tapping a button. The process is simple, but there are a few details that matter if you want your money available quickly and without headaches. Nearly every online bank lets you deposit checks through its mobile app.

Learn how to handle outstanding checks, recognize risks, and avoid financial pitfalls. This guide covers key strategies for managing liabilities and maintaining cash flow.