If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

It is May, and time for Disability Insurance Awareness Month (DIAM), the marketing campaign used by many agents and advisors to raise awareness about the importance of income protection for their ...

When healthcare inflation is outpacing salary growth, financial planning is no longer optional for people living with ...