If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Credit scores are more important than ever. But, one little slip up can have severe consequences. 2 News Oklahoma's Cathy ...

Here are five signs you might not be as serious as you think about raising your credit score.

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...

High credit utilization means you're using many of your available credit lines. General rule of thumb says to keep your utilization under 30% (and even lower if you can). You can reduce your ...