Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

Discover what the Professional Risk Manager (PRM) certification entails, including exams, career opportunities, and its importance in financial risk management.

In recent months, credit spreads have narrowed to levels not seen since before the global financial crisis. These shifts signal a robust stock market and valuations above historical averages—a dual ...

Thinking about a career in finance and keep seeing FRM®? The FRM® exam is known for tough pass rates. It’s not because the material is impossible. It’s because it tests whether you truly understand ...

If you’re thinking about getting your Financial Risk Manager (FRM) certification from the Global Association of Risk Professionals (GARP), you’re on the right track to leveling up your career in ...

The global financial crisis of 2008-09 led to tightening of capital standards for banks. That, in turn, led to loans to small- and middle-market companies becoming unattractive to banks, shutting out ...

This paper analyzes the rapid growth and evolving landscape of synthetic risk transfers (SRTs), a securitization tool increasingly used by banks to manage credit risk and optimize capital. Since 2016, ...