With an annuity, you don't have the same kind of flexibility as with a 401(k) or IRA held at a brokerage firm. Liquidity is limited and early withdrawals can trigger surrender charges. Other ...

Annuities have a bad reputation due to their complexity, lack of transparency, and limited flexibility. However, for retirees focused on maximizing their spending in retirement, the simplest annuities ...

An annuity can give you guaranteed income, but choosing the wrong one could create a liquidity problem. Here's what not to do when shopping for an annuity. An annuity is a way to get a guaranteed ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to retirement planning, annuities are one of the financial ...

An annuity can provide a reliable stream of income in retirement — but isn't right for everyone. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

In a recent episode of her “Women and Money” podcast, Suze Orman warned about the pitfalls of variable annuities. While she acknowledged the value of certain types of annuities, variable annuities ...

The retirement planning landscape has shifted dramatically over the past decade. With traditional pensions becoming increasingly rare and Social Security facing long-term funding challenges, Americans ...

Planning for retirement has perhaps never been more complicated — or more important. With Americans living longer and navigating volatile markets, the question isn't just if you've saved enough to ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...

The path to retirement used to be simple: save and invest strategically and consistently over time to yield predictable returns. However, today’s economy is exerting new pressures on that traditional ...

They’re not just a reliable source of retirement income—one study says they may make you happier, too ...

Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...