Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Lower borrowing costs in 2026 may have seemed like a foregone conclusion last month, but a few experts have begun casting doubt on that assumption.

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC As was anticipated by many experts in the field, ...

What’s the context? Trump has long sought to exert more control over the Fed’s decision-making and to oust Powell, as well as ...

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed ...