Social Security retirement benefits provide a lifelong source of income that goes up along with inflation. Half of married seniors and around 70% of unmarried elderly persons rely on Social Security ...

(This article is based on a portion of the new book, Making Social Security Work for You: Advice, Strategies, and Timelines That Can Maximize Your Benefits by Emily Guy Birken.) Understanding exactly ...

January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their ...

If your wife's own benefit rate would be less than 50% of your PIA even if she waited until 70 to file, she wouldn't want to wait past her FRA to claim her own retirement benefits. She could then ...

The decision on when to start taking Social Security benefits gets more complicated for couples who need to consider the interdependency of their benefits. If one spouse has earned significantly less ...

When you're working and collecting a paycheck, the need for Social Security income may not be all that pressing. But many seniors rush to take benefits as soon as they leave their jobs, the logic ...

It's considerably less than the overall average, as well as less than the amount people who waited longer to claim benefits ...

I suggest waiting in most cases, but that doesn't mean it’s always the best approach. Depending on your situation, risk tolerance and goals, your wife may want to file for Social Security now. However ...

Although millions of older Americans collect a retirement benefit from Social Security today, it's not a given that you'll ...