A recent LIMRA survey revealed that consumers choosing to work with a financial professional value a holistic approach that may offer services such as debt management, budgeting, tax strategy, ...

Preparing for retirement is a key milestone in one’s financial journey, requiring thoughtful planning, strategic investing and effective asset allocation. After working for decades, the goal is to ...

A comprehensive financial plan provides a clear roadmap to achieve personal financial goals. Regularly reviewing and adjusting your financial plan ensures it remains aligned with changing life ...

Financial planning, as a relatively new profession, has experienced a rapid pace of evolution. Initially, it began as an aggregation of previously segregated financial industry services—brokerage, ...

What Is Cash Flow-Based Financial Planning? Cash flow and income are two terms often used interchangeably, yet they serve different functions in financial planning. Income represents the earnings a ...

Money can be an emotional subject for couples. Without a shared understanding and commitment to financial goals, partners may find themselves arguing more and even resenting each other. “Money ...

Derrick Kinney, who spent years as a personal financial advisor to hundreds of clients, is now taking a different approach to financial prosperity. More specifically, he aims to democratize the ...

I completed a regulatory continuing education program today and the topic of diminished capacity was a significant component of the program. What is diminished capacity? It is an assessment of the ...

Capital One Financial is a strong contender in the banking sector due to its size, market position, and strategic focus. The company's focus on high-risk, high-reward credit card business translates ...