Building your credit is already a long-term process. Repairing bad credit after your score has taken a hit, whether you’ve missed a single payment or declared bankruptcy, can seem even more daunting.

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The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

Credit repair is a $6.5 billion industry that's rife with fraud and scams. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these are usually ...