Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The 1% deductible rule in home insurance is a critical factor for homeowners, especially in regions prone to natural disasters like hurricanes. This rule requires policyholders to pay 1% of their home ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...