Retirement planning is a big deal, and choosing the right savings account makes a huge difference in how much you’ll get to keep down the road. You’ve probably heard of a 401(k) — a popular ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why ...

Typically, the IRS prevents you from cashing out your 401(k) until you reach the age of 59½ years old. How they do this is by sticking a 10% penalty on early 401(k) withdrawals, and that’s on top of ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

The same research team that documented the impact of auto-enrollment and auto-escalation in 401(k) plans has returned to the topic to assess how real-life events affect the longer-run effect of these ...

If you’re looking to grow your retirement savings, a 401(k) can be a game-changer—but what if your employer doesn’t offer one or what if you don’t have an employer at all? Let’s break it down and ...

Withdrawing your 401(k) early may offer a way out of a tricky financial situation, but early withdrawals generally come with consequences too. If you withdraw money from your 401(k) before you reach ...