Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Your insurance needs change over time. The policies that work for a single, 20-something professional renting an apartment with three roommates may be completely wrong for the same person after ...

Car insurance is required in almost every state, but not everyone needs the same type or amount of coverage. The policy that's right for you depends on many factors, including the age and value of ...