Mortgage interest rates declined for much of 2025, but could they fall below 5% in 2026? Here's what to know now.

Personal loans can help meet urgent or planned financial needs, but choosing the right interest rate and charges is key to keeping repayments affordable.

The rate on a 30-year fixed refinance increased to 6.27% today, according to the Mortgage Research Center. Rates averaged 5.36% for a 15-year financed mortgage and 6.14% for a 20-year financed mortgage.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The average mortgage interest rate is down by around a full percentage point from where it started in January, and mortgage ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

Mortgage rates hover around 6%. While it's hard to time the market, here are effective strategies to secure the best rates in 2026.

See how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve is expected to lower its benchmark interest rate by a quarter-point on Wednesday, its ...