New calculator enables seniors to evaluate their financial needs better and plan for the future "Many seniors use calculations which inherently underestimate the longevity of individuals with life ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about ...

DES MOINES, Iowa (AP) -- State insurance regulators are considering life expectancy tables that could result in insurance policy rates dropping. There are 628 Iowans who are 100 years of age or older, ...

Over the 30 years he's worked with people who are trying to squeeze all of the juice out of their retirement savings, Scott Page says he's been surprised that most of them leave a key element out of ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...

Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on a portion of an index’s returns, and the policies have a floor, so the ...

Discover how actuarial services aid in financial planning and risk assessment for insurance, pensions, and finance. Learn ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...