Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

This complex product has potential upsides but also risks.

Capital for Life’s IUL Survey 2026 reveals how high-net-worth investors are using Indexed Universal Life for planning, liquidity, and ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

— -- Money Watch, a personal finance column that runs every Saturday, features a financial planner from the National Association of Personal Financial Advisorsanswering reader questions about ...

Consider the case of John Doe, a well-to-do dentist who was advised to invest in a whole life insurance policy instead of paying down his high-interest student loans, contributing to an ...

If you're about to make the plunge into a variable annuity with living benefits, I'd like to make a suggestion. Don't. Just as people were once urged to buy term life insurance and invest the ...

Though hardly a new concept, the use of cash value life insurance as a tax-advantaged investment for retirement seems to be enjoying a marketing renaissance these days. This particular application of ...

Term insurance and life insurance investment products are designed to fulfil different needs. Since term life insurance is not intended to be an investment, it does not yield any returns.

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...