See the benefits and limitations, plus a cost analysis.

See the tax advantages and downsides.

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

A life insurance policy represents a contract between you and the insurer. In exchange for your making regular premium payments, the insurance company will make a tax-free, lump-sum payment to your ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial ...

Family life insurance is something you might consider if you’re looking for comprehensive coverage for yourself, your spouse or partner and your children. Here’s what you need to know about this type ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...