These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

The many variations of universal life insurance are almost always confusing to clients and, often, their agents. One of the most confusing is indexed universal life. In this article, we define the ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.

While some of the best life insurance providers focus on standard term policies, this permanent insurance option offers protection and lifetime access to your money. If you're wondering how cash-value ...