Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

In a split decision, the Tenth Circuit Court of Appeals recently affirmed summary judgment in PHT Holding I LLC v. Security Life of Denver Insurance Co., rejecting the plaintiff’s claim that the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

Unum Life Insurance Co. of America properly denied long-term disability benefits to a ship pilot with symptoms related to ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

That law also protects genetic information in hiring, firing and salary decisions. But as a “sacrifice,” life, disability and long-term care insurance were carved out, according to Lisa Schlager, vice ...