It's been around 10 years since the PSD2 legislation. Let's try to understand whether the goals of the open banking initiative have been achieved and what PSD2 gave us. • Give individuals and ...

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The revised EU Payment Services Directive (PSD2) aims to modernize Europe's payment services. It promotes more secure payments and better consumer protection. But the new security procedures troubled ...

How has PSD2 affected the market, and will PSD3 be the answer to major problems in the industry? The evolution of PSD2 should certainly be on the minds of those in the finance industry. In a recent ...

September will see the introduction of a directive for payment standards and security, but how ready is the world for PSD2? Dan Raywood investigates. Mid-September will see the final introduction of a ...

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In January of this year, the Second Payment Services Directive officially came into effect. This directive is poised to give customers greater flexibility in how they access financial services The ...

One 10 June 2025, the European Banking Authority (EBA) issued an opinion addressing the complex regulatory overlap between Regulation (EU) 2023/1114 on Markets in Crypto-Assets Regulation (MiCA) and ...

Pursuing the principles of open banking, the Payment Services Directive 2 (PSD2) means that financial institutions must open up, among other things, APIs and customer account data to regulated third ...