Why Credit Scores Don’t Always Match and Which One Really Matters Most to You

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...
JD Supra

FHFA’s Credit Score Models and Reports Initiative

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...
WITN

Local credit experts explain new, approved credit score model

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...
American Banker

FICO adds BNPL data to credit-scoring models

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...
Investopedia

Why Your Credit Scores Never Match—and Which One Actually Matters

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...
nationalmortgageprofessional.com

Plaid Unveils New Credit Risk Score Model

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Credit score: What are the different models to calculate? 4 key factors that influence it?

Two important resources for managing your own financial affairs are your credit score and your credit report. But the ...