The appeal is straightforward. Self-insured employers retain control of the money they allocate for health benefits. They can invest those funds and earn a return on them, instead of handing them over ...

Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

In 2011, roughly 58.5 percent of workers with health coverage were in private sector self-insured health plans — a significant jump from 40.9 percent in 1998, according to a study from the Employee ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...

A bill in the state General Assembly that imposes several mandates on self-funded, employer-sponsored health plans has drawn strong opposition from brokers and businesses, who say it will spike ...

U.S. employer health care costs are projected to rise 9.5% in 2026, exceeding $17,000 per employee, the global professional services firm AON recently reported. This marks the third consecutive year ...

Hoosier employers are increasingly relying on self-insured plans to deliver care to their workforce, even as the nation looks elsewhere. (Connect Images for Getty Images) In the face of growing health ...