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Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you ...

Credit score myth traps high earners. Learn what actually affects scores and how to avoid dips from utilization, closures, ...

Using a credit card for a big purchase can help you earn rewards and comes with additional benefits and protections. Large purchases on a credit card can affect your credit utilization and hurt your ...

I know that you should keep your utilization down, under 50%. However, what is more important: that each card be under 50% or that the average be under 50%? I have one card that has an extremely low ...

Some factors matter a lot more than others when determining credit scores, and one of these critical factors is your credit utilization ratio. Your credit utilization can impact your life in more ways ...