Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...

The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

What happens when the statute of limitations expires? When you stop making payments on a debt and become delinquent, your creditor may send your debt to a debt collector. Debt collectors will attempt ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

A financial debt advisor can help you make a repayment plan.

Learn what is the statute of limitations on debt, how it varies by state and when debt may no longer be collectible. See how ...