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May Allah save us from our ignorance 🤲 This is NOT the same as POS or ATM charges. POS agents are paid for a service (access, convenience, logistics), not selling money for more money. The extra fee is a service charge, not profit on currency exchange. But at parties, when someone says: “₦20k for ₦10k mint,” there is no service — it’s simply paying more to receive less cash. That is riba.