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Americans are paying $1,000 a month to drive cars they can barely afford 🚗 U.S. auto debt now sits near $1.7 trillion, and a record 1 in 5 new-car buyers are locked into payments of $1,000 or more per month. More than a quarter of new-car loans now stretch seven years or longer, up from about one in five a year ago. Borrowers aged 18 to 29 now post the highest serious delinquency rates of any age group. Meanwhile, the average car on U.S. roads is nearly 13 years old as drivers hold onto vehicle
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He's not capping. 👀 When you're an authorized user on someone's AMEX, you're not legally on the hook for the bill. The primary cardholder is. That's who the bank comes after, not you. So who really pays for the AMEX spending? 👇 ✅ Primary cardholder = 100% responsible for the balance ✅ Authorized user = gets a card, spends, owes the bank $0 ⚠️ The catch: if the primary pays late, it can show up on the AU's credit report too The bigger move most people miss is that being an authorized user on an
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