Devansh on Instagram: "Confused about NPS 3.0? Here’s the new framework explained in 60 seconds. • Investment choices widened: Up to 100% in equity, plus gold & silver ETFs (~5%). • Withdrawal at retirement: Up to 80% lump sum, 20% mandatory annuity. • Early exit (after 15 years): Only 20% lump sum, 80% annuity. • Partial withdrawals made easy: After 3 years, tax-free, up to 25% of own contributions for education, marriage, medical, or house. • Tax benefits: Employee contributions deductible (ol